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Copyright 2010 by Centrale Bank van Curacao en Sint Maarten. All rights reserved. The Centrale Bank van Curacao en Sint Maarten hereby authorizes you to view, copy, print, and distribute this document subject to the following conditions:

1. The document is used for informational purposes only. 
2. The document is used for non-commercial purposes. 
3. Any copy of this document or portion thereof must include this copyright notice in its entirety.

Note that any program, publication, design, product, process, software, technology, information, know-how or idea described in this document may be the subject of other rights, including other intellectual property rights, which are owned by Centrale Bank van Curacao en Sint Maarten or other interested parties (hereinafter collectively described as "Centrale Bank van Curacao en Sint Maarten") and are not licensed to you hereunder.

This document is intended to provide general information on a particular subject or subjects and is not an exhaustive treatment of such subject(s). Accordingly, the information in this document is not intended to constitute banking, legal, consulting or other professional advice or services. Before making any decision or taking any action which might affect your personal finances or business, you should consult a qualified professional advisor.

THIS DOCUMENT AND THE INFORMATION CONTAINED HEREIN IS PROVIDED "AS IS", AND CENTRALE BANK VAN CURACAO EN SINT MAARTEN MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES REGARDING THIS DOCUMENT OR THE INFORMATION. WITHOUT LIMITING THE FOREGOING, CENTRALE BANK VAN CURACAO EN SINT MAARTEN DOES NOT WARRANT THAT THE DOCUMENT OR INFORMATION WILL BE ERROR-FREE OR WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY. CENTRALE BANK VAN CURACAO EN SINT MAARTEN EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, SECURITY AND ACCURACY. 
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If any of the foregoing is not fully enforceable for any reason, the remainder shall nonetheless continue to apply. 
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